The Mifos Initiative is a global 501(c)3 fintech non-profit leveraging the cloud, mobile & open source community to democratize financial services worldwide and digitally transform the world’s 3 billion poor and underbanked. Its mission is to scale the development and impact of inclusive fintech through an open source community and ecosystem that builds and maintains its digital public goods for core banking and payment orchestration. Mifos has pioneered open source core banking technology for the past fifteen years, transforming the entire sector at each major stage of evolution from microfinance to financial inclusion to digital financial services, and now embedded finance. More than 75 million clients are reached by 500+ financial institutions across 70 countries using solutions powered by its APIs.